Comment “PROPERTY” to get a free copy of our ebook — a complete guide to everything you need to know to invest in real estate.
One of the biggest myths in property is that you need a 20% deposit to get started.
That belief keeps most people stuck waiting… while others move ahead with the right strategy.
The details are in the video 👇
Education beats assumptions — every time.

#firstbrick #short

Everyone wants to buy at the “perfect time.”
The problem?
The perfect time only exists in hindsight.
People who waited for the dip…
The crash…
The certainty…
Are still waiting.
Meanwhile, the people who focused on time in the market quietly built wealth.
Property rewards patience, not predictions.
You don’t need to time it perfectly.
You just need to start with a plan.
Follow if you are a first time investor for more free real estate education 👇

#firstbrick #short

New borrowing rules just dropped in Australia — and they could reduce how much you can borrow.
You may hear the term DTI more often now.
DTI = Debt-to-Income ratio (how much debt you have compared to your annual income).
Banks used to assess borrowing power mostly through serviceability calculators… but regulators are now tightening lending above a 6x income level.
📌Example:
OLD system:
Income $100K → Borrowing power ~ $750K
NEW system:
Same income → Borrowing may be closer to $600K
Same salary… smaller loan.
This doesn’t affect everyone equally, but it means borrowing may become harder for first-time investors going forward.
I’ll keep breaking these changes down in simple terms.
#firstbrick #DTIrules

Follow if you are a first time investor for more free real estate education 👇 #short

Comment Property for our free guide - Everything you need to know about real estate investing

When is the best time to invest in Real Estate in Australia
This is easily, the most asked question when it comes to investing in property in Australia

Put simply, the best time to invest is when you are ready

#firstbrick #besttime #investing #short

Biggest myth in Australian real estate:
“You need a 20% deposit to buy.”
That belief has kept people renting for YEARS.
Truth is…
Most buyers don’t miss out because they can’t buy.
They miss out because they think they can’t.
There are ways to enter the market with 5–10%, depending on your situation.
The real question isn’t “Do I have 20%?”
It’s:
✅ Can I borrow?
✅Do I have a plan?
✅Am I buying smart?
Stop waiting for a number that was never the real rule.
#firstbrick
Follow if you are a first time investor for more free real estate education 👇 #short

Hot take:
Most people don’t buy an investment…
They buy a nice house and call it investing.
Real investors don’t shop like homeowners.
The rule is simple:
📍 Location Land Property
The house is the LAST thing that matters.
You can repaint walls.
You can upgrade kitchens.
But you can’t fix…
❌ a bad suburb
❌no demand
❌no growth
❌no land value
Stop obsessing over the property.
Start obsessing over where it sits.
#firstbrick #locationlocationlocation
Follow if you are a first time investor for more free real estate education 👇 #short

Australian Politics Chaos!

Australia’s Opposition just fractured… again.
Most people think the Liberals and Nationals are one party.
They’re not.
They’re two separate parties in a political alliance — and this week, that alliance cracked.
It started with a Senate vote on laws targeting hate speech and extremist groups…
But the real flashpoint was deeper:
Urban Liberals. Regional Nationals. Different priorities. Different voter bases.
Now the Nationals have stepped away from the joint shadow cabinet, the Liberals will reshuffle, and the Opposition looks more fragmented than it has in years.
In a Parliament where the Senate balance is always tight…
These kinds of splits actually change how laws get negotiated.
So the question is:
Is this a temporary fight…
Or the beginning of a real Coalition breakup?
Reunion or divorce? 👇

#firstbrick #auspol #australianpolitics #newsupdate #federalpolitics #proeprtyandfinance #short

How much does it really cost to purchase a $1,000,000 investment property
In NSW if you were to purchase a $1,000,000 property
Using a 10% deposit you would need $100,000
Stamp duty would set you back about $40,000
at 10% Deposit you would trigger an LMI event ~ $21,162

Want to avoid LMI?
20% Deposit will do the trick = $200,000
B&P - $650
Solicitor $2000
Building Insurance - $2000
P&I repayments @5.5% Interest Rate - $1206/Week
$5230/ Month

#Firstbrick #propertycost #truecost #short

Aussies are about to be hit with a 20% increase in their energy bills

Follow for daily finance and economy news

#firstbrick #energybillssurge #powerpriceincrease #short