Comment “PROPERTY” to get a free copy of our ebook — 8 Mistakes First Time Investors make — a complete guide to everything you need to know to invest in real estate.

Often people are told that investors are the one driving the market to keep going up and up in price; but really, who’s fault is it?

#firstbrick #short

Your salary isn’t what you earn… it’s what you keep.

Most people focus on their headline income.

$100K.
$150K.
$200K.

But what actually matters is what hits your bank account after tax.

Because Australia has a progressive tax system, the more you earn, the higher percentage you pay — and the difference between gross income and take-home income becomes much more noticeable as your salary increases.

For example, the jump from $100K to $200K sounds like a $100K increase…
But your actual take-home doesn’t increase by $100K. Not even close.

This is why:

• Your lifestyle doesn’t double when your salary does
• Your borrowing capacity doesn’t scale as fast as you think
• And simply “earning more” doesn’t automatically build wealth

At a certain point, the focus shifts from:
earning more money to using your after-tax income more effectively
Because the people who build wealth aren’t just the ones who earn the most.

They’re the ones who understand how to:

• manage their cash flow
• invest consistently
• and make their money work for them over time

Understanding what you actually keep is the first step.
What you do with it next is what really matters.
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(*assuming Medicare levy, no Hecs/Help. Based on 25-26 Tax Brackets) #short

Most people misunderstand this mortgage “hack”…
Switching to fortnightly repayments doesn’t automatically save you money.
But if you structure it properly — by paying half your monthly repayment every 2 weeks — you effectively make an extra repayment each year.
Over time, that can reduce your loan faster and save significant interest.
Same loan.
Different structure.
Different outcome.
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#firstbrick #short

Comment “INVESTMENT” to get a free copy of our ebook — 8 Mistakes First Time Investors make — a complete guide to everything you need to know to invest in real estate.

People assume investors are rich, privileged, and not hardworking, when really, they are just the average Australian. Don’t base your opinions on assumptions, look at the facts.

#firstbrick #short

Have you been hearing about the "good ol’ days" of petrol prices, coffee, beer, etc? Well, there’s a reason hearing about that makes you feel poor.

The truth is, the prices of things 20+ years ago were obviously much cheaper. However, the salary was also much smaller. The problem comes from the gap in price increase between prices and salary. Overall life costs went up +230%, whereas salary went up +110%, creating a HUGE cost of living crisis.

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#firstbrick #short

This Brisbane property had a HUGE capital growth of 30%, A.K.A. $248,000. From $822,000 to $1,070,000, this investment was a great decision, amounting to a 6.6% yield! If you want results like these, invest in a property now, and get a free consultation through us by commenting “CALL”.

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#firstbrick #short

Should you buy your first home in Sydney, or use some Rentvesting in Sydney strategy?

Rentvesting is typically the more beneficial choice, for the reasons listed on this video. If you don’t mind not moving in right away, investing is probably the best choice for you. Not only does it mean you can live where you want, despite where the investment property is, but you can invest where you can.
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#firstbrick #short

Comment “MISTAKE” to get a free copy of our ebook — 8 Mistakes First Time Investors make — a complete guide to everything you need to know to invest in real estate.

Buying your first home is one of the most exciting times of your life - however, is it always the best decision? You should consider all the options, such as investing in a property, before making the move in on your first property.

#firstbrick #short

Your time investing in a home will involve many lies, and many myths.

It’s important to cut through the lies, and consider the actual truths about buying investment properties. Often people will exaggerate the deposit you actually need, when really it can be a very low percentage. They will also say you can only invest in a property in your area, to avoid trouble. As well as this, it will be emphasised that you need a high income, and not to invest right now, as it’s a bad time.

Don’t listen to any of these. They’re all useless myths that will only stop you from buying your first property.

Follow if you are a first time investor for more free real estate education
#firstbrick #short